Free Law Information Blog

Road Traffic Accidents …account for a large proportion of all accidents and personal injury compensation claims in the UK and drivers of vehicles are required to have some level of insurance cover. These being: Fully Comprehensive, Third Party Fire and Theft or Third Party only. These policies provide protection for anyone (including members of the same family) who may be involved in an accident, who suffer personal injury as a result of the driver’s negligence and may need to place a personal injury compensation claim whether or not the driver’s negligence has led to a police prosecution. If it is discovered that a negligent driver had inadequate or no insurance at the time of the accident, you may still be able to bring a personal injury compensation claim for through the MIB (Motor Insurers Bureau).
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When should you consult with an accident attorney? You should seek the advise of an accident attorney as soon as possible after the accident. Do not wait. You could be giving up certain rights. You should definetly speak with an attorney before speaking with the other sides insurance agent, adjuster or attorney.

You say that you can not afford an attorney. Most accident attorneys will consult with you for free and, if they take your case, will handle it on a contingency basis, not taking any fee untill the case is settled. Most settlements are increased to cover the cost of the attorney and therefore normally the attorney costs you nothing. Many attorneys will also advance all court costs for you if they are forced to file suit.
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